Money for your business in as little as 24 hours
We lend $10,000 to $2,000,000 to Canadian businesses. We look at what your business earns now, not at an old credit score. You do not have to put up your house or your truck. It costs nothing to apply.
You need three things. That is the whole list.
Open for 6 months
Your bank statements need to show how the business is doing. We fund businesses that are already running. We do not fund ideas.
$15,000 comes in each month
This is the money that goes into your business bank account. It is not your profit. Slow months are fine. We look at the whole year.
A Canadian business bank account
Send us your last three months of bank statements. That is all the paperwork we need.
Your credit matters less to us than it does to a bank. Bad credit, an old bankruptcy or a tax bill will not stop us from looking at your file.
You see the full cost before you sign
Some lenders hide the real cost. We do not. Before you say yes, you see three things on one page. What you pay back in total. How big each payment is. When each payment comes out.
The cost never grows
We set the cost at the start. It stays the same until you pay it off.
No fees just to apply
We do not take a cut before we send the money. You get the full amount.
Pay it off early if you want
We will not charge you extra for paying early.
Payments that fit your business
Pay the same amount every day or every week. Or pay a share of what you sell, so you pay less in slow months. You pick.
How it works, start to finish
You apply. It takes 10 minutes.
Tell us your business name, your name, your phone and your email. Send your last three months of bank statements. That is the whole form.
A real person reads your file
No robot says no. We look at the money coming in, how steady it is, and the kind of work you do. Then we call you to talk it over.
You see the whole offer
We put it in writing before you sign. How much you get. What it costs. How big each payment is. When you pay. Ask us anything. Walk away if it is not right.
You get the money
After you sign, the money can be in your account in as little as 24 hours.
Who we help
If money comes into your bank account often, we can probably help. Here is the kind of work we fund most:
AM Capital is based in Toronto. Sometimes we lend you the money ourselves. Other times we send your file to a partner who can give you a better deal. Either way you deal with us, and we tell you which one it is.
Start your application
Fill in five boxes. Add three months of bank statements. A real person will call you, usually the same day.
Want to talk first? Call 437-476-1155 or email alex@amcapital.ca. Applying does not lock you into anything. We explain how we handle your information, and who we share it with, in our privacy policy.
A real person makes the call
We are in Toronto and we fund Canadian businesses. If we say no, we tell you why. And we tell you what would turn it into a yes.